Introduction
In today’s fast-paced world, Muslims are looking for ways to invest and grow their wealth without compromising Islamic values. The good news? Technology has made it easier than ever. With just a smartphone, you can start halal investing — no need for complex stock market knowledge.As a young Muslim in my 20s, I remember feeling confused about where to put my savings. Most investment advice online didn’t consider halal principles. After months of research and trial, I discovered a few halal investment apps that changed my financial journey. Today, I’m sharing them with you so you can start right — confidently and ethically
Why Halal Investing Matters
Islam encourages wealth growth — but through lawful (halal) means. Allah ﷻ says in the Qur’an:
“Allah has permitted trade and has forbidden interest (riba).”
(Surah Al-Baqarah 2:275)
This means investments must avoid:
- Riba (interest-based returns)
- Businesses involved in haram activities (alcohol, gambling, pork, etc.)
- Excessive uncertainty (gharar)
Top Halal Investment Apps for Beginners (2025)
Here are the best beginner-friendly halal investing platforms:
1. Wahed Invest
- What it is: A global halal robo-advisor that invests in Shariah-compliant stocks, sukuk (Islamic bonds), and commodities.
- Why it’s good for beginners: Automated, easy to use, and fully Shariah-certified.
- Minimum investment: $100 (around ₹8,000).
- Monetization Tip: You can add an affiliate link for Wahed to earn a commission for every sign-up.
2. Islamicly
- What it is: An app that screens global stocks for Shariah compliance.
- Why it’s good for beginners: Lets you check whether a company is halal before investing.
- Minimum investment: No minimum — just research stocks.
Bonus Tip: Pair with a halal broker account.
3. Zoya
- What it is: A mobile app that provides real-time halal stock screening and portfolio monitoring.
- Why it’s good for beginners: Simple interface, educational resources, and no financial jargon.
- Minimum investment: None (research-based tool).
4. Sarwa
- What it is: Halal robo-advisor for Middle East and global users.
- Why it’s good for beginners: Hands-off investing with expert Shariah scholars overseeing portfolios.
- Minimum investment: $5 (around ₹400) for certain accounts.
5. Ethis
- What it is: A crowdfunding platform for halal real estate and ethical projects.
- Why it’s good for beginners: Allows investment in projects that create real-world impact.
- Minimum investment: Varies (often low for crowdfunding).
Practical Tips for Beginners
- Start Small: Even ₹1,000–₹5,000 can be a beginning.
- Diversify: Don’t put all your funds in one app or asset type.
- Learn Along the Way: Read about Islamic finance basics to strengthen your decision-making.
- Set Long-Term Goals: Halal investing works best when you’re patient.
Hadith Reminder for Financial Planning
The Prophet ﷺ said:
“The upper hand is better than the lower hand.”
(Sahih al-Bukhari, 1427)
This teaches us that being financially independent and able to help others is more blessed than relying on others.
Conclusion
Halal investing is no longer complicated. With the right apps, you can grow wealth, avoid riba, and contribute to a more ethical economy. Start small, stay consistent, and always verify Shariah compliance. Your financial journey can be both profitable and pleasing to Allah ﷻ.